
Private money lending is when a private individual or small business loans another investor or investment company their own personal funds to use for investment purposes. In real estate, it's an alternative option for financing an investment property outside of a traditional bank or lending institution.

Term life insurance is designed to cover a person for a set term and focalized in pure protection. Its sole function is to support the beneficiary of the policy (typically spouse, children or estate) in case the person passes away during the term and receiving the death benefit as a lump sum amount tax-free.
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